Stablecoins
92 stories
XRP Faces Liquidity Test as Stablecoin Supply on XRPL Surges
XRP's price rebound and a $1.1 billion stablecoin supply on the XRP Ledger are putting the network's liquidity and value-capture claims under scrutiny as decentralized exchange activity accelerates.
Banks race to keep corporate cash with instant tokenized dollar transfers
DBS and Citi used tokenized deposits to move dollars between Singapore and the US in minutes via SWIFT's digital ledger, aiming to cut cross-border settlement delays and reduce the need for costly prefunding by corporate clients
Tokenization Pushes Blockchain Into Core Financial Infrastructure
Tokenization is moving beyond digital asset wrappers as banks and institutions test blockchain for payments, settlement, and collateral. The real impact may be measured in reduced friction and capital costs-not just on-chain volume.
Qivalis Euro Stablecoin Alliance Puts European Banks on Blockchain
Qivalis brings 37 European banks together to launch a fully reserved euro stablecoin for on-chain payments and settlements, aiming to challenge dollar dominance and reshape digital finance infrastructure across the EU
Layer 2 Profits Expose Ethereum's Settlement Dilemma
Layer 2 networks are raking in sequencer fees and user activity is surging, but Ethereum's protocol value is not keeping pace. The real stakes lie in who controls settlement, data, and lasting ETH demand as L2s rewrite the economics of scaling.
Bitcoin Holders Face New Risks When Borrowing Without Selling
Bitcoin owners can now access loans without selling their BTC by using custodial tokens on other blockchains. But this approach exposes users to new risks, including reliance on custodians, redemption restrictions, and potential liquidation if prices fall
Tether's AI Wallet Ambition Puts Spending Limits on Developers
Tether's push to let AI agents spend stablecoins through local wallets shifts the burden of enforcing spending limits onto developers, raising new questions about security, user control, and the practical risks of automation
NetNet Locks Reserve Floor as OlympusDAO Backs Flexible Policy
NetNet and OlympusDAO both use reserve-backed tokens but split on policy control and reserve accounting. NetNet hard-codes USDG floors and excludes real-world assets from NAV, while OlympusDAO keeps governance levers and broader reserves
Stablecoins Push Card Networks to Rethink Liquidity and Settlement
Stablecoins are moving from crypto rails to real-world payments, forcing card networks and banks to confront 24/7 liquidity gaps and working capital demands as settlement volumes surge and new infrastructure models emerge
Fed Stablecoin Plan Risks Double Counting Dollars in Money Supply
A Federal Reserve staff note warns that regulated stablecoins could inflate official US money supply figures unless new accounting methods address reserve overlap and cross-border activity
Gate Card vs Gate Pay: Crypto Payment Tools Face Real-World Trade-Offs
Gate Card and Gate Pay both promise to bridge crypto with global payments, but their differences in fees, asset support, and settlement reveal why users and merchants must scrutinize the fine print before relying on either for cross-border transactions
Banks Move to Issue Stablecoins, Redefining Crypto's Financial Role
Major banks are preparing to launch their own dollar-backed stablecoins, aiming to control on-chain payments and settlement. This shift could reshape how dollars move globally and challenge crypto-native issuers' dominance.
Dubai Court Orders TrueUSD Defendant to Reveal Legal Funding Sources
A Dubai court has set a September 7 deadline for Matthew William Brittain to disclose the origins of millions in legal payments tied to a $456 million TrueUSD reserve dispute, with potential sanctions if he fails to comply
21 Global Banks Target 2027 for Launch of Dollar Stablecoin
A consortium of 21 major banks, including Bank of America and Citi, plans to launch a U.S. dollar stablecoin for payments and settlements in 2027, aiming to challenge existing leaders and reshape the stablecoin market.
Crypto Payments or Bank Transfers in 2026: Which Moves Money Faster
Stablecoins now move billions across borders in seconds, but hidden costs and compliance hurdles remain. Domestic bank rails have caught up on speed, leaving the real contest in international payments and business workflows.
Crypto Payment Settlement: How Digital Funds Become Usable Cash
Crypto payments don't settle in a single step. From blockchain confirmation to provider checks and final payout, each stage introduces unique risks, timing, and operational trade-offs for merchants and users navigating digital asset transactions.
Japan FSA Pushes to End Tax Filings for Trust Stablecoins by 2027
Japan's top financial regulator wants to exempt trust-type stablecoins from annual tax filings, arguing that current rules block practical payment use and don't fit assets that generate no income for holders
How Card, Bank Transfer, and P2P Payments Differ for Crypto Users
Card payments, bank transfers, and P2P apps each offer distinct advantages and risks for moving money into, out of, or across crypto platforms. Understanding their speed, cost, and protections is critical for choosing the right method.
How Crypto On-Ramps and Off-Ramps Move Money In and Out
Crypto on-ramps and off-ramps determine how easily users and businesses can convert between traditional money and digital assets, shaping access, fees, and compliance for U.S. and global participants
Ethena Pay Launches Beta in 48 Countries With USDe Savings and AVAX Rewards
Ethena Pay, a self-custodial neobank app built on Avalanche, is now in beta across 48 countries, offering USDe-denominated savings with up to 6% APY and AVAX cashback, but remains unavailable in the U.S. and EU pending regulatory approval
Russia's Regulated Crypto Market Opens With Key Gaps and Delays
Russia's new crypto law is now in effect, but investors and companies face years of regulatory uncertainty as critical infrastructure, licensing, and asset eligibility rules remain unfinished until at least 2027
Tokenized Deposits Bring Bank Money On-Chain-But With New Risks
Tokenized deposits let banks issue blockchain-based claims on customer funds, enabling programmable payments and on-chain settlement. But their adoption raises new questions about credit risk, interoperability, and regulatory oversight in 2026.
Gate Card or Gate Pay: How to Choose for Crypto Payments
Gate Card lets users spend crypto like cash at merchants, while Gate Pay offers a broader platform for sending, receiving, and managing digital-asset payments. Here's how their fees, rewards, and use cases compare for U.S. and global users
Sber Eyes USDT and ETH as Loan Collateral Amid Regulatory Shift
Russia's largest bank is preparing to accept USDT and ETH as collateral for crypto-backed loans, but the rollout depends on regulatory approval and comes as Sber questions demand for the digital ruble
US Exchanges Face New Scrutiny Over Foreign Stablecoin Listings
Proposed Treasury rules under the GENIUS Act would require US crypto platforms to audit foreign stablecoin issuers or risk delisting, shifting compliance responsibility to exchanges and raising new hurdles for non-US stablecoins
Stablecoin Apps Shift ETH and SOL Demand to Providers, Not Users
Ethereum and Solana process trillions in stablecoin volume, but new wallet and paymaster models mean users may never see or hold native tokens, raising questions about who actually drives demand for ETH and SOL as network fees remain mandatory.
Gate Travel Lets Crypto Holders Book Hotels and Flights Directly
Gate Travel integrates hotel and flight bookings into the Gate App, allowing users to pay with over 50 cryptocurrencies or fiat. The service covers more than 190 countries and offers direct crypto payments for eligible reservations
How Gate Idle Earn Lets Users Earn Yield on Tradable Stablecoins
Gate Idle Earn offers users a way to earn daily yield on idle USDT, USDC, and other stablecoins held in trading accounts-without locking funds or converting to a separate product. Here's how the mechanism works and what users should know
How Gate Idle Earn Works and What Affects Your Snapshot Balance
Gate Idle Earn lets eligible users earn yield on idle stablecoins without daily subscriptions, but actual returns depend on available balances after margin, open orders, and borrowed funds are excluded
How Crypto Holders Can Earn Passive Income Without Daily Trading
Crypto holders can generate passive income through staking, lending, stablecoin yields, and holding-based rewards, but each method comes with distinct risks, liquidity trade-offs, and yield sources that users should understand before committing funds
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