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Stablecoins Push Card Networks to Rethink Liquidity and Settlement
Stablecoins are moving from crypto rails to real-world payments, forcing card networks and banks to confront 24/7 liquidity gaps and working capital demands as settlement volumes surge and new infrastructure models emerge
Fed Stablecoin Plan Risks Double Counting Dollars in Money Supply
A Federal Reserve staff note warns that regulated stablecoins could inflate official US money supply figures unless new accounting methods address reserve overlap and cross-border activity
Gate Card vs Gate Pay: Crypto Payment Tools Face Real-World Trade-Offs
Gate Card and Gate Pay both promise to bridge crypto with global payments, but their differences in fees, asset support, and settlement reveal why users and merchants must scrutinize the fine print before relying on either for cross-border transactions
Banks Move to Issue Stablecoins, Redefining Crypto's Financial Role
Major banks are preparing to launch their own dollar-backed stablecoins, aiming to control on-chain payments and settlement. This shift could reshape how dollars move globally and challenge crypto-native issuers' dominance.
21 Global Banks Target 2027 for Launch of Dollar Stablecoin
A consortium of 21 major banks, including Bank of America and Citi, plans to launch a U.S. dollar stablecoin for payments and settlements in 2027, aiming to challenge existing leaders and reshape the stablecoin market.
Crypto Payment Settlement: How Digital Funds Become Usable Cash
Crypto payments don't settle in a single step. From blockchain confirmation to provider checks and final payout, each stage introduces unique risks, timing, and operational trade-offs for merchants and users navigating digital asset transactions.
How Crypto On-Ramps and Off-Ramps Move Money In and Out
Crypto on-ramps and off-ramps determine how easily users and businesses can convert between traditional money and digital assets, shaping access, fees, and compliance for U.S. and global participants
Gate Card or Gate Pay: How to Choose for Crypto Payments
Gate Card lets users spend crypto like cash at merchants, while Gate Pay offers a broader platform for sending, receiving, and managing digital-asset payments. Here's how their fees, rewards, and use cases compare for U.S. and global users
Stablecoin Apps Shift ETH and SOL Demand to Providers, Not Users
Ethereum and Solana process trillions in stablecoin volume, but new wallet and paymaster models mean users may never see or hold native tokens, raising questions about who actually drives demand for ETH and SOL as network fees remain mandatory.
How Gate Idle Earn Lets Users Earn Yield on Tradable Stablecoins
Gate Idle Earn offers users a way to earn daily yield on idle USDT, USDC, and other stablecoins held in trading accounts-without locking funds or converting to a separate product. Here's how the mechanism works and what users should know
How Gate Idle Earn Works and What Affects Your Snapshot Balance
Gate Idle Earn lets eligible users earn yield on idle stablecoins without daily subscriptions, but actual returns depend on available balances after margin, open orders, and borrowed funds are excluded
How Crypto Savings Accounts Generate Yield-and What Risks Remain
Crypto savings accounts let users earn yield on idle digital assets, but returns depend on lending, staking, or other mechanisms-and come with risks not found in traditional bank accounts, including price volatility, liquidity limits, and lack of insurance
How Stablecoins, Major Coins, and Altcoins Shape Crypto Markets
Stablecoins, major coins, and altcoins each play distinct roles in crypto markets, with differences in price stability, liquidity, and risk. Understanding these categories helps users navigate trading, payments, and DeFi protocols more effectively
Circle Extends Coinbase USDC Deal With New Payout Safeguards
Circle and Coinbase have renewed their USDC partnership for three more years, adding staged remedies that let Circle challenge payout streams if Coinbase misses support thresholds, but any changes would take over a year to affect payments
Circle Guide Points Users to Coinbase After Noble USDC Cutoff
Circle's Noble USDC guide continued to direct users to Coinbase for Noble network deposits after Coinbase's cutoff date, raising risks that funds sent after the deadline may not be recoverable
Stablecoins Move Beyond Trading to Power Global Digital Payments
Stablecoins like USDT and USDC are evolving from crypto trading tools to core infrastructure for cross-border payments, DeFi, and tokenized assets, raising new questions about reserves, compliance, and the future of blockchain-based finance
Cypher and Osmosis Crypto Cards Face Final Spending Cutoff Tonight
Cypher and Osmosis cardholders must complete all spending by August 7, with withdrawals, rewards claims, and wallet backups required before the September 6 shutdown. Unclaimed balances and unbacked wallets may become inaccessible after the deadline
Coinbase Launches 24/5 US Stock Trading for UK Users
Coinbase now offers eligible UK users 24/5 access to nearly 4,000 US stocks with zero-commission trading and fractional shares, expanding its platform beyond crypto and signaling a push into mainstream financial services.
Stablecoins Move Beyond Trading as Arc Targets AI and Payments
Stablecoins like USDC are evolving from trading tools to programmable payment infrastructure, enabling automated transactions for AI agents, Web3 apps, and tokenized real-world assets across global markets
Circle Expands USDC Strategy as Stablecoin Use Cases Multiply
Circle is shifting from stablecoin issuance to building digital dollar infrastructure, as USDC circulation rises and demand grows for blockchain-based payments, settlements, and real-world asset tokenization
Circle Arc Aims to Redefine Stablecoin Infrastructure With USDC Focus
Circle Arc is designed to move USDC beyond trading and payments, targeting institutional-grade compliance, settlement, and real-world asset tokenization as stablecoins evolve into core financial infrastructure
Dinari Brings Tokenized S&P 500 Stocks to US Crypto Wallets
Dinari now lets eligible US investors trade 724 tokenized US stocks, including the full S&P 500, directly from self-custody wallets using USDC across four blockchains, expanding access to tokenized equities for retail users
Top Cryptocurrencies for Beginners: What to Watch in 2026
A practical guide to choosing beginner-friendly cryptocurrencies in 2026, including Bitcoin, Ethereum, and stablecoins, with a focus on liquidity, security, and platform access for U.S. users
La Rosa Holdings Faces Crypto Liquidity Limits After $13.5M Loss
La Rosa Holdings added $8.14 million in digital assets to its balance sheet, but strict withdrawal restrictions and mounting liabilities raise questions about the company's ability to access its crypto reserves
Banca d'Italia Finds USDC Remittance Costs Hit 9%
A Banca d'Italia mystery-shopping study of 200 USDC transfers across 10 corridors found total costs from 0.3% to about 9%, with exchange spreads and fiat fees-not on-chain charges-dominating the bill
Coinbase Brings Perpetual Futures to US as CME Sues CFTC
Coinbase has launched US-regulated perpetual-style crypto futures, importing a product that dominates global derivatives trading. CME is now suing the CFTC over its approval, putting the future of US perps in legal limbo
Circle Acquires IBM Blockchain Patents to Bolster USDC Banking Links
Circle has purchased nearly 1,000 IBM blockchain patents, aiming to strengthen USDC's integration with banks and payment networks as stablecoins expand into mainstream financial infrastructure
Coinbase's Base Surpasses 100M AI Payments as Agentic Finance Grows
Coinbase's Base network has processed over 100 million AI-driven payments, highlighting the growing intersection of autonomous agents and blockchain infrastructure. The surge raises new questions about the future of programmable money and crypto payment rails.
Circle Expands Stablecoin Payment Partnerships in South Korea
Circle is deepening its push into South Korea's digital payments sector, signing new agreements with Kakao Group and Toss Bank to explore stablecoin infrastructure and expand USD Coin's reach in the region
Samsung Wallet to Add Stablecoin Support, Raising Key User Questions
Samsung's 2026 roadmap includes native stablecoin support for Wallet, but the company has not confirmed which tokens, networks, or markets will be involved, leaving major questions about custody, eligibility, and user experience unanswered