Ripple Labs

21 stories
The role of Ripple Labs begins with RLUSD stablecoin issuer rather than with secondary-market trading. The relationship between XRP Ledger ecosystem, Ripple Payments network, and RLUSD stablecoin issuer explains why Ripple Labs belongs in this taxonomy rather than a broader catch-all category. Editorial scope extends from institutional crypto custody to cross-border settlement products, with prime brokerage acquisition strategy included only where it changes the risks or capabilities of issuance, backing and redemption.

The nearest editorial boundary is the issued stablecoin, governance token and secondary-market price connected with Ripple Labs, which remain distinct unless a Ripple Labs decision directly changes them.

XRP Faces Liquidity Test as Stablecoin Supply on XRPL Surges

XRP's price rebound and a $1.1 billion stablecoin supply on the XRP Ledger are putting the network's liquidity and value-capture claims under scrutiny as decentralized exchange activity accelerates.

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XRP Ledger Upgrade Forces Outdated Servers to Update or Disconnect

A major XRP Ledger protocol update has gone live, enforcing new transaction rules and putting non-updated servers at risk of being blocked as the network prepares for a future lending protocol rollout.

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Crypto Trust Banks Face New Federal Rules and Hidden Dependencies

Federal trust-bank charters are reshaping crypto custody in the US but leave firms exposed to regulatory shifts and reliance on third-party banks for cash management

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XRP ETF Structure May Cause Returns to Diverge From XRP Price

REX-Osprey's XRP ETF routes over 40% of assets through another XRP ETP, creating layered fees and trading frictions that can cause the ETF's performance to drift from the underlying XRP token's price for U.S. investors

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CFTC Prepares Independent Crypto Rules as CLARITY Act Faces Delay

The Commodity Futures Trading Commission is moving to draft its own crypto market regulations, signaling it may act without Congress if the Digital Asset Market Clarity Act remains stalled in the Senate.

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Ripple CLO: Senate Vote Will Decide Fate of CLARITY Act

A pivotal Senate vote on September 15 will determine whether the Digital Asset Market Clarity Act advances, with Ripple's legal chief warning that failure could drive hundreds of thousands of crypto jobs and billions in economic activity offshore.

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Trump Presses Senate to Advance CLARITY Act for Crypto Regulation

President Trump is urging the Senate to pass the Digital Asset Market Clarity Act, aiming to resolve regulatory uncertainty for crypto firms and keep the U.S. competitive as the bill faces political hurdles and industry scrutiny.

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Ripple Expands Korean Presence With Jeonbuk Bank Cross-Border Deal

Ripple has signed its third major partnership in South Korea this year, enabling Jeonbuk Bank to offer near-instant cross-border payments for businesses and content creators as local crypto exchanges face declining revenues

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White House to Host Crypto Leaders as CLARITY Act Faces Setback

President Donald Trump will meet with top crypto executives and regulators at the White House as the Digital Asset Market Clarity Act's chances of passing this year drop sharply, raising new questions about the future of U.S. crypto regulation

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OCC-Chartered Crypto Banks Face New Federal Oversight and Rules

Crypto banks with OCC charters must meet strict capital, liquidity, governance, and compliance standards. Ongoing federal supervision shapes how these institutions handle custody, AML, and digital asset activities in the U.S.

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Blockchain Association Urges Supreme Court Review of Custodia Fed Case

The Blockchain Association is pressing the Supreme Court to review Custodia Bank's denied Fed master account, warning the current legal stance could let federal regulators block crypto banks from the U.S. payments system.

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How Crypto Firms Can Secure an OCC National Trust Bank Charter

Crypto companies seeking an OCC national trust bank charter face rigorous federal requirements, including detailed business plans, capital standards, and ongoing supervision. The process reshapes regulatory obligations but does not eliminate them for digital asset firms

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XRP Drops Below $1 as Leverage Rises and Security Concerns Mount

XRP fell under the $1 mark for the first time since late 2024, as renewed leverage and thin liquidity amplified selling pressure. A bridge exploit draining nearly 200,000 XRP added to market anxiety amid shifting trader sentiment.

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XRP Faces Uphill Battle as AI Stocks Outperform Crypto Returns

XRP's price has dropped sharply over the past year, with ETF inflows falling short of expectations and investor attention shifting to AI stocks that offer stronger returns and lower risk than most cryptocurrencies

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Ripple's RLUSD Stablecoin Puts XRP's Institutional Role in Doubt

Ripple's launch of the Mint platform and RLUSD stablecoin is shifting institutional focus away from XRP, raising questions about the token's long-term demand and its place in Ripple's ecosystem

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XRPL Eyes Confidential Transfers for $530M in Tokenized Assets

A proposed XRPL upgrade would let institutions encrypt tokenized asset balances and payment amounts, aiming to address privacy concerns for over $530 million in non-stablecoin real-world assets on the ledger

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Clarity Act's Fate Could Reshape XRP's Institutional Future

The Clarity Act's passage or delay in Congress may determine whether XRP and similar institution-focused cryptocurrencies see a surge in adoption or remain sidelined, with the 2026 U.S. midterm elections set to influence the outcome

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XRP Faces Volatility as Regulatory Clarity Looms for 2027

XRP's price has dropped sharply in 2026, but new U.S. crypto legislation and growing interest in tokenized real-world assets could set the stage for a pivotal year ahead. Ripple's evolving role in payments and banking remains in focus.

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Evernorth's XRP Treasury Faces October 2026 Deadline Amid SPAC Funding

Armada Acquisition Corp. II has secured a $135,000 loan from Arrington XRP Capital as it works to take Evernorth Holdings public, with over 400 million XRP in conditional custody and a key contractual deadline looming in October 2026

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XRP Ledger Agentic Payments Could Reach 100 Million

Agentic payments on the XRP Ledger have passed 1 million, and RippleX expects the total could climb toward 100 million as AI software agents gain wallets and settle API fees around the clock

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Is XRP a Scam or Just Controversial Crypto Infrastructure

XRP faces ongoing regulatory scrutiny and concentration risks, but evidence does not support claims that it is a classic crypto scam. Here's how to distinguish facts from myths and assess the real risks for U.S. users and investors

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