Lending & Borrowing
3 storiesArticles connect loan liquidation thresholds with overcollateralized borrowing and credit delegation models, while checking protocol utilization rates and lender yield mechanics. The article links bad debt management, borrower position health, and collateral factor changes to a concrete technical, commercial, or user outcome. Yield Strategies may combine several positions, while this category focuses on collateral, loan origination, interest rates, utilization, liquidation thresholds, bad debt, and borrower or lender exposure. Lending & Borrowing is reserved for DeFi lending markets, crypto collateral requirements, and variable borrowing rates.
SEC Flags Human-Controlled DeFi Vaults for Potential Scrutiny
Crypto yield vaults with human-managed strategies, like Morpho Vault V2, may face increased SEC attention as regulators examine whether such oversight constitutes financial management under U.S. securities law
Tokenized Cows in Brazil Hint at New Path for Global Farm Credit
A pilot in Brazil used tokenized dairy cows as loan collateral, raising questions about whether blockchain-based livestock identity could help close the $8 trillion global credit gap for small farmers lacking land titles
ivault Brings Blockchain Verification to Peer-to-Peer Rentals
Swiss-based ivault is using blockchain to verify item rentals and sales, aiming to reduce data exposure and improve user control. The platform's dual-chain structure and non-custodial wallet target privacy and sustainability in asset sharing.