Lending & Borrowing

8 stories
Articles connect loan liquidation thresholds with overcollateralized borrowing and credit delegation models, while checking protocol utilization rates and lender yield mechanics. The article links bad debt management, borrower position health, and collateral factor changes to a concrete technical, commercial, or user outcome. Yield Strategies may combine several positions, while this category focuses on collateral, loan origination, interest rates, utilization, liquidation thresholds, bad debt, and borrower or lender exposure. Lending & Borrowing is reserved for DeFi lending markets, crypto collateral requirements, and variable borrowing rates.

Wall Street's $7B Tokenized Funds See Minimal DeFi Adoption

Despite Wall Street pouring billions into tokenized funds, less than 1% of these assets are actively used in DeFi protocols, raising questions about composability, security, and the future of real-world asset integration

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SUI Group Locks 6 Million SUI in Uncollateralized Loan as NAV Gap Widens

SUI Group Holdings has lent 6 million SUI tokens to Bluefin Markets under an uncollateralized deal, tying up assets until 2028 and exposing the company to counterparty risk as its shares trade at a steep discount to net asset value

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Tokenized Real-World Asset Deposits Surge as DeFi Activity Drops

Tokenized real-world asset deposits on DeFi platforms have tripled to $7.4 billion in a year, even as overall DeFi deposits fell, according to new research from CoinShares and Token Terminal

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Ethereum Reward Cut Proposal Threatens DeFi Leverage Strategies

A proposed 54% reduction in Ethereum staking rewards could disrupt leveraged DeFi strategies, force repricing across liquid staking tokens, and reduce demand for ETH borrowing, raising new risks for users and protocols

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SEC Peirce Warns On-Chain Vaults May Be Securities

SEC Commissioner Hester Peirce says blockchain vaults and lending strategies can still qualify as securities, putting $8.6 billion across 788 curated vaults under closer federal review

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ivault Brings Blockchain Verification to Peer-to-Peer Rentals

Swiss-based ivault is using blockchain to verify item rentals and sales, aiming to reduce data exposure and improve user control. The platform's dual-chain structure and non-custodial wallet target privacy and sustainability in asset sharing.

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SEC Flags Human-Controlled DeFi Vaults for Potential Scrutiny

Crypto yield vaults with human-managed strategies, like Morpho Vault V2, may face increased SEC attention as regulators examine whether such oversight constitutes financial management under U.S. securities law

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Tokenized Cows in Brazil Hint at New Path for Global Farm Credit

A pilot in Brazil used tokenized dairy cows as loan collateral, raising questions about whether blockchain-based livestock identity could help close the $8 trillion global credit gap for small farmers lacking land titles

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