Office of the Comptroller of the Currency

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Acting as a U.S. national bank regulator, Office of the Comptroller of the Currency oversees federal bank chartering. Specific responsibilities at Office of the Comptroller of the Currency include governance and risk controls, deposit-taking institution supervision, crypto exposure prudential policy, and insurance or pension oversight. For deposit-taking institution supervision, follow decisions formally issued by Office of the Comptroller of the Currency; coordination or implementation around crypto exposure prudential policy may also be relevant. For Office of the Comptroller of the Currency, court judgments and legislation involving deposit-taking institution supervision stay separate. Attribute enforcement of crypto exposure prudential policy to Office of the Comptroller of the Currency only when the authority acts.

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How Crypto Firms Can Secure an OCC National Trust Bank Charter

Crypto companies seeking an OCC national trust bank charter face rigorous federal requirements, including detailed business plans, capital standards, and ongoing supervision. The process reshapes regulatory obligations but does not eliminate them for digital asset firms

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