Lending and Credit

Lending and Credit covers protocols and services that connect suppliers of capital with borrowers through crypto-collateralized markets, stablecoin debt positions, real-world credit, or other on-chain lending structures. Common mechanisms include pooled liquidity, collateral factors, interest-rate models, oracles, liquidation engines, credit delegation, fixed or variable borrowing, and governance-controlled risk parameters. Editorial work should examine contract upgrades, bad debt, market listings, collateral changes, liquidations, incentives, security, integrations, and borrower or lender workflows. Liquid staking, derivatives trading, and simple token transfers belong outside this category unless lending exposure is the principal function.